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Residual Income vs. DTI: What Are The Differences?

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Added Income

We've talked about it before (), but knowing how much of a mortgage payment you can afford is really important before you buy a house.

Two of the most important numbers you need to look at include your debt to income ratio (DTI) and your residual income. In this video, Eric Kandell, our CEO, explains what these are, why they're important, how they're calculated, and how they affect your application for a mortgage.

Eric even crunches some example numbers to give you an idea of how both calculations can be used together, especially since DTI isn't always a hard-and-fast rule.


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This video is not intended for residents or homeowners in the states of WA, NY or MA.

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